ChiroHealthUSA Discount Medical Plan
A Lower-Cost Option for Chiropractic Care When Insurance Falls Short
ChiroHealthUSA may help reduce your out-of-pocket cost when you do not have chiropractic insurance coverage, have a high deductible, have exhausted your benefits, or need chiropractic services that your insurance does not cover.
Who May Benefit?
When ChiroHealthUSA May Make Sense
You do not need to be completely uninsured to benefit from ChiroHealthUSA. Patients use the program for several different reasons.
No Chiropractic Insurance
If you are paying entirely out of pocket, the ChiroHealthUSA fee schedule may reduce the cost of eligible chiropractic professional services.
High Insurance Deductible
Some patients technically have chiropractic coverage but must pay a large deductible before their plan begins contributing.
Benefits Have Been Exhausted
If your insurance limits the number of chiropractic visits or has already paid its maximum benefit, ChiroHealthUSA may be useful for eligible non-covered care.
Some Services Are Not Covered
Insurance may cover certain services while excluding others. ChiroHealthUSA may be used for eligible services that your insurance does not cover.
Medicare Non-Covered Services
Medicare patients may use ChiroHealthUSA for eligible services that Medicare does not cover. It is not used to discount services that Medicare covers.
Prefer to Pay Without Insurance
Some patients choose not to submit certain care to insurance. When appropriate, the ChiroHealthUSA discount schedule may provide a compliant self-pay option.
At Godo Chiropractic
What Does the ChiroHealthUSA Discount Include?
For ChiroHealthUSA members receiving care at Godo Chiropractic, eligible chiropractic professional services are discounted by 20% from the applicable office fee.
20% Discount Applies To
- Eligible chiropractic professional services
- Chiropractic procedures represented by eligible CPT codes
- Other eligible professional procedures performed by the chiropractor under the ChiroHealthUSA fee schedule
Discount Does Not Apply To
- Durable medical equipment (DME)
- Office supplies
- Supplements
- Retail products
- Other non-professional goods or merchandise
Simple Enrollment
How ChiroHealthUSA Works at Our Office
Talk With Our Office
Tell us about your insurance situation and why you are considering a self-pay or discount option.
Determine Whether the Program Applies
We can explain whether your situation involves non-covered services, exhausted benefits, a high deductible, or another circumstance where ChiroHealthUSA may be useful.
Enroll at Godo Chiropractic
Patients enroll in ChiroHealthUSA directly through our office. The current annual membership fee is $49.
Receive the Applicable Discount
Once your membership is active, eligible chiropractic professional services at Godo Chiropractic receive the applicable 20% ChiroHealthUSA discount.
Can You Use ChiroHealthUSA if You Already Have Insurance?
Yes, in some circumstances. ChiroHealthUSA may complement existing insurance or Medicare for services that are not covered by your plan.
It is not designed to replace your insurance benefits or reduce the contracted amount for a service that your insurance or Medicare covers.
Your health plan covers chiropractic adjustments but does not cover another eligible professional service provided during your care.
Your insurance limits chiropractic visits and you have already exhausted the number of covered visits available under your plan.
You have a high deductible and are responsible for significant out-of-pocket costs before insurance begins paying.
You are a Medicare patient receiving an eligible professional service that Medicare does not cover.
If you are unsure how your benefits work, our office can review your situation and explain the payment options available to you.
You can also review our Chiropractic Insurance & Payment Options page for additional information.
One Membership Can Include Your Immediate Family
ChiroHealthUSA currently charges a single annual membership fee of $49. According to ChiroHealthUSA, the membership includes the member and immediate family.
Membership is valid for twelve months from the effective date. ChiroHealthUSA does not automatically renew the membership; renewal is handled through the participating provider's office.
Official Program Information
Want to Learn More About ChiroHealthUSA?
You can review the program's official patient information and FAQs directly from ChiroHealthUSA.
Frequently Asked Questions
ChiroHealthUSA FAQs
Is ChiroHealthUSA health insurance?
No. ChiroHealthUSA is a discount medical plan and is not health insurance. It provides access to discounted fees from participating providers but does not pay claims like an insurance company.
How much does ChiroHealthUSA cost?
The current ChiroHealthUSA membership fee is $49 per year and includes the member and immediate family.
How much do I save at Godo Chiropractic?
Eligible chiropractic professional services at Godo Chiropractic receive a 20% discount under our current ChiroHealthUSA participating-provider fee schedule.
Does the 20% discount apply to supplements or products?
No. The discount applies to eligible chiropractic professional services. Supplements, office supplies, retail items, durable medical equipment, and other non-professional products are not discounted.
Can I use ChiroHealthUSA if I have insurance?
In certain circumstances, yes. ChiroHealthUSA may be used for eligible services that your insurance does not cover. It is not used to replace or discount services that are covered under your insurance contract.
Can Medicare patients use ChiroHealthUSA?
ChiroHealthUSA may be used for eligible services that Medicare does not cover. It should not be used to discount Medicare-covered services.
Can I use ChiroHealthUSA after my chiropractic benefits run out?
It may be an option when your plan no longer covers additional eligible chiropractic services. Our office can review your situation and explain whether the discount program applies.
Where do I enroll?
Godo Chiropractic patients enroll in ChiroHealthUSA through our office. Our staff can provide the enrollment information and answer questions before you join.
Does ChiroHealthUSA automatically renew?
No. According to ChiroHealthUSA, memberships do not automatically renew. Renewal is completed through the participating provider's office.
Not Sure Which Option Fits?
We Can Help You Understand Your Payment Options
You do not need to decide whether ChiroHealthUSA is right for you before contacting us. We can explain how the program works at Godo Chiropractic and whether it may apply to your situation.
Important ChiroHealthUSA Disclosure
ChiroHealthUSA is a discount medical plan and is not insurance, a health insurance policy, or a qualified health plan under the Affordable Care Act.
The plan provides discounts on certain healthcare services offered by participating providers. ChiroHealthUSA does not make payments to providers for services received. Members are responsible for paying participating providers for discounted services.
Discount amounts vary by participating provider and by service. The 20% discount described on this page applies to eligible chiropractic professional services under the current ChiroHealthUSA fee schedule at Godo Chiropractic and does not represent the discount available at every ChiroHealthUSA provider.
Program terms, membership fees, eligibility, cancellation provisions, and other requirements are governed by ChiroHealthUSA's current membership agreement and disclosures.
Discount Medical Plan Organization / Discount Plan Organization: Perfectly Protected Practice, Inc. (d/b/a ChiroHealthUSA). For complete current program terms and disclosures, consult ChiroHealthUSA directly.